Essay Cause and Effect Essay Sample on the Future Life

Essay Cause and Effect Essay Sample on the Future Life Today a small piece of plastic enables you to make a telephone call from anywhere in the world to anyone in the world. A mobile phone no bigger than a playing card would electronically transmit words to a computer screen, send a fax and receive replies on its tiny screen. Technology that was once science fiction-is now with you. As we have entered what some call that Zeroes (the opening years of the new millennium), the future life has already begun to happen. Take a look in your bag or briefcase and you may find another small piece of plastic on which you can play your favourite music. Look on your wrist and it is possible that youre wearing the latest digital watch featuring GPS, which can pinpoint your exact location on the planet via satellite.   Your watch may even be one that can send electronic messages – perhaps an office memo, to someone in another country. You watch your favourite video on the same small watch face, which you can also use as a phone that also displays your call recipient on its micro-screen. These are not fantasy predictions but reality. It is only a matter of time before the same piece of plastic can remotely control your car. You could beckon it from the garage to collect you from the supermarket and transfer you to a giant airship. Here, inside a huge floating hotel you will travel to another continent. Perhaps room service will take on a whole new meaning when on board the airship, you’ll be asked which country youd like to have breakfast in – New York in America perhaps, and then lunch in Vienna, dinner in Cape Town and entire with coffee in Chennai – all from one hotel. After landing, you’ll drive your car off the airship and call your partner to say you will be home in time for dinner. Images of your meal could be transmitted to you on your videophone/personal computer and youll be able to say that you are looking forward to your meal. As you step out, you will put on your special jacket, the one with the built-in stereo system in the sleeves and a microclimate in the lining. Dont laugh part of this is fact. One designer has created a parka jacket with an anti-smog mask, a hood with snow-goggles and the afore-mentioned stereo. Then you may want to put on your virtual-reality glasses and step inside your soon-to-be-designed new home. You can then test the staircase, move between rooms and check out the dà ©cor, before it’s even built. Back in your computer-controlled hotel room on the airship, you watch a film on a screen thinner than a magazine and about the size of you wall. Gas-plasma television screens are now in the market, producing giant images with precision sound and crystal-clear vision. If you fall asleep you may get a gentle wake-up call from your new alarm clock. This will be just in time for the robot butler – that can detect you and your familys identity – to come in with coffee and croissants of your choice. Are you just puzzled? All of these amazing inventions are either already available or on the drawing boar, somewhere in the world. The concept of an air-ship-style floating hotel carrying up to 2,000 people and flying to any continent is already being developed. And the technology being packed into small plastic boxes and wrist watches is becoming more ingenious by the month. Your lifestyle is futuristic, with all the gadgets to go with it. You dont work in the office anymore, you are mobile with your laptop or palmtop computer a phone the size of a match box, and a car small enough to park in the cycle shed – here, you can sip a cocktail, slip off your laser-cut suit jacket made from modern paper cotton by British designer such as Bailey and relax. The new stream of cool, uncluttered minimalist hotels and restaurants wikll cater to ypur every need. But in keeping with now familiar visions of the next century, watch out for the first space-theme restaurant, perhaps using the latest technology to create its own special gravity and atmosphere with floating tables and waiters and a menu that offers crater pie, chocolate rock pudding, and moon meringue. Then your only problem will be deciding when to book those two weeks on mars or the moon and which space station we will go from. Did you enjoy reading this? I enjoyed a lot, writing these words to you

Vertebrates - Vertebrata - the Animal Encyclopedia

Vertebrates - Vertebrata - the Animal Encyclopedia Vertebrates (Vertebrata) are a group of chordates that includes birds, mammals, fishes,  lampreys, amphibians, and reptiles. Vertebrates have a vertebral column in which the notochord is replaced by multiple vertebrae that form a backbone. The vertebrae surround and protect a nerve cord and provide the animal with structural support.  Vertebrates have a well-developed head, a distinct brain that is protected by a skull, and paired sense organs. They also have a highly efficient respiratory system, a muscular pharynx with slits and gills (in terrestrial vertebrates the slits and gills are greatly modified), a muscularized gut, and a chambered heart. Another notable character of vertebrates is their endoskeleton. An endoskeleton is an internal assemblage of notochord, bone or cartilage that provides the animal with structural support. The endoskeleton grows as the animal grows and provides a sturdy framework to which the animals muscles are attached. The vertebral column in vertebrates is one of the groups defining characteristics. In most vertebrates, a notochord is present early in their development. The notochord is a flexible yet supportive rod that runs along the length of the body. As the animal develops, the notochord is replaced by a series of vertebrae that form the vertebral column. Basal vertebrates such as cartilaginous fishes and ray-finned fishes breath using gills. Amphibians have external gills in the larval stage of their development and (in most species) lungs as adults. Higher vertebrates- such as reptiles, birds, and mammals- have lungs instead of gills. For many years, the earliest vertebrates were thought to be the ostracoderms, a group of jawless, bottom-dwelling, filter-feeding marine animals. But during the past decade, researchers have discovered several fossil vertebrates that are older than the ostracoderms. These newly discovered specimens, which are about 530 million years old, include Myllokunmingia and Haikouichthys. These fossils exhibit numerous vertebrate traits such as a heart, paired eyes, and primitive vertebrae. The origin of jaws marked an important point in vertebrate evolution. Jaws enabled vertebrates to capture and consume larger prey than their jawless ancestors. Scientists believe that jaws arose via the modification of the first or second-gill arches. This adaptation is thought to have at first been a way of increasing gill ventilation. Later, as musculature developed and the gill arches bent forward, the structure functioned as jaws. Of all living vertebrates, only the lampreys lack jaws. Key Characteristics The key characteristics of vertebrates include: vertebral columnwell-developed headdistinct brainpaired sense organsefficient respiratory systemmuscular pharynx with slits and gillsmuscularized gutchambered heartendoskeleton Species Diversity Approximately 57,000 species.  Vertebrates account for about 3% of all known species on our planet. The other 97% of species alive today are invertebrates. Classification Vertebrates are classified within the following taxonomic hierarchy: Animals Chordates Vertebrates Vertebrates are divided into the following taxonomic groups: Bony fishes (Osteichthyes) - There are about 29,000 species of bony fishes alive today. Members of this group include ray-finned fishes and lobe-finned fishes. Bony fishes are so named because they have a skeleton made of true bone.Cartilaginous fishes (Chondricthyes) - There are about 970 species of cartilaginous fishes alive today. Members of this group include sharks, rays, skates, and chimaeras. Cartilaginous fishes have a skeleton that is made of cartilage instead of bone.Lampreys and Hagfishes (Agnatha) - There are about 40 species of lamprey alive today. Members of this group include pouched lampreys, Chilean lampreys, Australian lampreys, northern lampreys, and others. Lampreys are jawless vertebrates that have a long narrow body. They lack scales and have a sucker-like mouth.Tetrapods (Tetrapoda) - There are about 23,000 species of tetrapods alive today. Members of this group include birds, mammals, amphibians, and reptiles. Tetrapods are vertebrates with four limbs (or whos e ancestors had four limbs). References Hickman C, Roberts L, Keen S. Animal Diversity. 6th ed. New York: McGraw Hill; 2012. 479 p. Hickman C, Roberts L, Keen S, Larson A, lAnson H, Eisenhour D. Integrated Principles of Zoology 14th ed. Boston MA: McGraw-Hill; 2006. 910 p.

MANAGMENT OF HEALTH AND SAFETY Assignment Example | Topics and Well Written Essays - 1750 words

MANAGMENT OF HEALTH AND SAFETY - Assignment Example (2002) stated that contrary to the standard business of product and services, customer satisfaction is intangible and challenging to measure but it is a fundamental aspect of the hospitality business. The industry involves offering an environment that mimics the customer’s comfort zone in terms of accommodation and catering as well as communication. Health and safety must be guaranteed for customers and employees to ensure accomplishment of customer expectations in the hospitality industry are perceived with greater intensity than for many other products and services (David, 2009). Garden, (2008) observed that modern technology has enhanced customer feedback mechanisms, such as the application of mobile technology for customers to place a request and to give instantaneous feedback with regards to the services offered. According to Marshall & Johnston (2009), customers are rational in their evaluation and may give positive remarks where least expected or fail to give credit whe re it is highly anticipated. Hammond et al. (2006) proposes a point of involvement and feedback check whereby employees and customers are offered a chance to indicate if they are satisfied with the health and safety measures that have been put in place within the organization at all levels of the supply chain. Electronic devices can be installed in the various facilities available for customers and employees for them to key in anonymously their views regarding their perceptions with regard to their health and safety. These include food, water and environmental safety in relation to facilities such as kitchen, toilet, bathroom, and bed or water dispenser among others. Whenever an issue is detected, it is electronically transmitted directly into the management’s notification system. Zheng (2004) observed that constant monitoring of the implementation of health and safety standards is necessary for effective improvements whenever changes are needed. Popper (2004) noted that heal th and safety surveys enhance an organizations capacity to retain and also attract potential customers as well as to retain employees. This is accomplished through well designed and implemented study questions that allow real trend exploration. Such surveys provide useful information regarding the necessary amendments to improve health and safety standards. CODEX ELEMENTARIOS was developed by the UN to control risks in 1962. It developed the hazard assessment system called HACCP (Hazard Analysis and Critical Control; Point). Health and safety study helps in risk analysis to determine if there is high risk (Critical Control Point), medium risk or low risk (control points). It is important to help in the analysis of the intensity or severity of risk and frequency of occurrence (Kotler et al. 2002). 3.0 Research Question Are employees and customers exposed to risks that may affect their well-being? 3.1 Research Philosophy, Approach and Strategy This research will be based on the genera l understanding that workers and customers are rational and will offer a true reflection of their feelings regarding their health and safety in the organization. It is assumed that they clearly understand what they need and are also capable of evaluating whether their expectations have been met. It is also expected that employees and customers will be ready to sacrifice 5 minutes of their time to

Charulatha Essay Example | Topics and Well Written Essays - 1250 words

Charulatha - Essay Example In the film, the heroine is portrayed as an intelligent woman who writes poetry. Her aesthetic sense of life is captured beautifully throughout the movie; but unfortunately, she becomes relegated to the life of a caged bird in her palatial house. In the opening sequence of the movie, we see Charulatha moves from one window to other to watch the activities of outside world, using opera glasses. The scene clearly shows how curious and keen she is to know the world beyond the walls of her house. This clearly marks a definite deviation from the concepts of upper-class women in the 19th century and the emergence of a modern woman. The utter lack of sensibility of the elite class towards their women is manifest throughout each thread of the masterly theme that weaves the plot of the story. Colonial India in the 19th century was trapped in a vicious hub enforced by religious superstitions and social obscurantism. A few Hindu priests, who had mean objectives, exercised an overwhelming influence on the minds of people. Idolatry and polytheism helped to reinforce their position. The British, who established their political control in India by the middle of the 18th century, were a bit reluctant to interfere in the religious and social affairs of the country due to political reasons as they feared antagonism. They estimated that a divided society would pose less threat to their domination. Still, the British influence on Indian society was tremendous. The trend, especially within the elite class, inclined towards an ardent drive for conforming to British norms.

Core Competency Essay Example for Free

Core Competency Essay Walt Disney once noted: â€Å"I only hope that we don’t lose sight of one thing – that it was all started by a mouse†. (Disney Dreamer, 1998). Walt Disney’s original core competence was cartoons and animated movies. By combining Imagineering with engineering Disney’s company reached unparalleled success with the creation of the first full length animated movie. This success led to new ideas and one of them was to open a park, a different kind of park. In Disneyland Walt used new technology to bring his characters to life. He called them â€Å"Animatronics†. (Magical Kingdoms, July 2008) Together with unique storytelling and high quality of service Walt Disney created a magical environment for his guests which none of the competitors could quite duplicate. It became Walt Disney’s core competency. Disney once said: â€Å"Anything that has the Disney name to it is something we feel responsible for.† (Disney Dreamer, 1998) This competency is driven by superior Disney products and most of all by cast members and their renowned guest service. It’s always been a challenge to keep up with high expectations of the guests. To continue to improve its business Disney has set up new cast member standards in the form of the Basics (Meeting the new standards, December 2007). The new standards expect cast members to create and reinforce â€Å"magical† experience for the guests by being approachable, engaging, and willing to go above and beyond. As the company developed, many new lines of businesses have been added such as retail, media, and sports. The danger has been to overextend and lose track of what the company does best. In order to stay competitive the company had to realign and shifted attention from retail to those which are the cornerstone of the company – intellectual property. To reinforce its animation business Disney purchased Pixar in 2006. In the acquisition statement it read: â€Å"Animation is the foundation upon which the Company was built and for years was a core competency. However, in recent years Disney placed less emphasis on animation and, as such; the Company was not at the forefront of the digital revolution and did not produce many animation movie hits. With Pixar, Disney is now further on the technology curve and can  exploit some synergies in marketing, production, and distribution.† (Walt Disney Company release, January 2006). In 2009 Disney purchased another company, Marvel. This move further enhances Disney’s competitiveness and extended the collection of its characters. (CNN, August 2009). The special strength of the company is diversification. In addition to four parks in the US Disney currently has a park in Europe, plus two parks and one more on the way in Asia. Disney’s largest sales revenue is from media sold outside the US. Disney has its own cruise line with regular operation of two boats and is adding two more in January of 2011. (Cruise Talk, June 2010) Many regular Disney guests own part of the Walt Disney World resort through â€Å"Disney Vacation Club†, the company’s timeshare program. Disney’s tour operation business â€Å"Adventures by Disney† offers guests special tours around the world. (Adventures by Disney, n.d.) Everything the company does carries the special â€Å"Disney touch† – a seal of quality and outstanding service. Though the company has some challenges with the economic downturn, it continues to grow leaning heavily on what the company does best providing â€Å"magical† experiences to guests and consumers. References: Disney Dreamer (1998), Walt Disney Quotes. Retrieved from: http://www.disneydreamer.com/walt/quotes.htm Josh Buchanan, Matthew Covarrubias, James Gills, T.J Lovejoy, Craig Wuollet, Meeting the new Standards (December, 2007), Executive Summary, P. 3 Retrieved from: http://www.slideshare.net/jamesrg6/disneypaperfinal Walt Disney Company release (January, 2006) Comments on Acquisition of Pixar Animation Studios. Retrieved from: http://www.dbrs.com/research/206997/walt-disney-company-the/comments-on-acquisition-of-pixar-animation-studios.html David Goldman (August, 2009), CNN, Disney to buy Marvel for $4 billion Retrieved from: http://money.cnn.com/2009/08/31/news/companies/disney_marvel/index.htm The History of Disney’s Animatronics (July, 2008), Disney Blog at Magical Kingdoms Retrieved from: http://www.magicalkingdoms.com/blog/2008/07/08/the-history-of-disneys-audio-animatronics/ Mr. Papa (June, 2010) Cruise Talk Retrieved from: http://cruisetalk.org/2010/06/disney-cruise-line-adds-final-building-block-to-new-cruise-ship-disney-dream.html Adventures by Disney, Retrieved from: http://abd.disney.go.com/abd/en_US/index?name=HomePage

Cloning: Many Questions and Few Answers :: Cloning Essays

Cloning: Many Questions and Few Answers The birth of Dolly was announced by Ian Wilmut's team from Roslin Institute in February 1997. There is actually nothing radically new in the way Dolly was made, since lower vertebrates, such as frogs, had been cloned in 1968 by John Gurdon of Cambridge University. The term 'clone' originates from the Greek word 'klwn', meaning 'twig', because whenever we divide an overgrown shrub or successfully cultivate a houseplant cutting, cloning has occurred. Nuclear transfer technology was used in which a donor's udder cell, a nucleus with the genome intact, was fused with an unfertilised egg cell. Dolly is considered a clone of the sheep who provided the udder cell since her genetic makeup is identical to it. What is novel about Dolly is that she is the first mammal cloned from an adult, the result after 277 failed attempts. At present, though nuclear transfer is still a highly inefficient, costly and difficult process, people are already contemplating the advantages of such a breakthrough. Indeed, the possibilities seem endless: hope for infertile couples, cloning for spare parts, replacements for loved ones and the advent of other invaluable benefits in animal husbandry, medical science and biological fields. But what about the ethical considerations we should include? A Time Magazine poll in March 1997 reported that 74% of those surveyed believe it is against God's will to clone human beings. Human cloning is also considered illegal in England and Norway, though not in the USA. There are definitely many issues worth debating. Even if cloning is to become a reality, there should exist some form of control over the nature of research. The question is what kind of controls should this be? Who should have access to the technology and its products?

Arizona Laws- Immigration Essay

America the land of opportunities. Have you ever heard this infamous saying before? We live in a country created of immigrants, yet Arizona is trying to enforce SB1070 which is an intrusive law that goes against the diversity of what makes America great. The recent efforts in Arizona threaten to undermine basic notions of fairness that we cherish as Americans, as well as the trust between police and their communities which is crucial to keep us safe. This harsh crackdown against undocumented immigrants is currently in full swing and is causing plenty of controversy. Is this law an effective way to keep out undocumented immigrants? Or is this law simply causing more issues rather than creating positive outcomes? To be clear, Arizona’s SB 1070 requires documents to be carried at all times. Whoever violates the federal alien registration laws, are subject to arrest and penalties under the Arizona criminal code. While being stopped, SB1070 directs law enforcement officers to deter mine the immigration status of individuals who they reasonably suspect to be illegal immigrants. In addition, law enforcement officers are also authorized to arrest an individual without a warrant if there is a probable cause to believe the individual has committed a public offense that makes them removable from the U.S. In spite of it’s motives to reduce the number of illegal immigrants, SB 1070 gives all immigrants a false image as criminals and racism goes in effect, thus dividing the communities to great lengths. In addition, businesses are also affected resulting in the closure of stores and even shopping centers. Many undocumented immigrants simply want to obtain a chance at building a better life for their children so they can succeed in their future. A large portion of them would rather not be a bother, simply sending their children to school, paying taxes and staying out of trouble. Throughout my research, I came across the article â€Å"Arizona’s Punishment Doesn’t Fit the Crime† on the American Immigration Council’s website, which discusses recent statistics of Arizona’s crime rate. A century’s worth of research has demonstrated that immigrants are less likely to commit crimes or be behind bars than native borns. Furthermore, the problem of crime in the United States is not caused or even aggravated by immigrants, regardless of their legal status. In addition, a 2007 study by University of California Irvine, sociologist Rubà ©n G. Rumbaut, found that for every ethnic group, incarceration rates among young men are lowest for immigrants, even those who are the least educated. This statement holds true especially for the Mexicans, Salvadorans, and Guatemalans who make up the bulk of the unauthorized population. Thus, despite accusations that undocumented criminals’ are a key factor with crime, statistic show that the rates are actually lower in the most populated cities with undocumented immigrants. For example, â€Å"The El Paso Miracle† by Radley Balko describes El Paso, Texas which is a relatively poor and heavily Latino city that is home to many unauthorized immigrants, as among the list of the safest big cities in the United States. Although Arizona’s SB1070 claims race will not be an issue, it seems to actually be sparking the most controversy, which is unfortunate for it leads to division among the community. I find it rather mindboggling that some Americans feel this law is not a step towards racism. Above all, I found myself rather frustrated and even disgusted at numerous comments on newspaper articles and YouTube postings th at were clearly putting spotlight on specifically one ethnicity, yet stating racial profiling is not tolerated. I find this ironic, hence the law allows law enforcement to determine the immigration status of individuals who they reasonably suspect are illegal immigrants. Is it just me or does that clearly sound like racial profiling? Furthermore, Former state senator Alfredo Gutierrez made a good point when expressing his thoughts to Arizona radio station KTAR 92.3 saying, â€Å"Reasonable suspicion in Arizona isn’t going to be someone who looks like a Canadian, whatever a Canadian looks like, it’s going to be someone who looks like my family†. Gutierrez then went on to say, â€Å"â€Å"This is the first step towards apartheid.† According to the article â€Å"Arizona Legalizes Racial Profiling† by Juilanne Hing, she discusses when Arizona Governor Jan Brewer was bombarded with questions concerning the criteria police officers will use to determine whether or not there is reasonable suspicion to detain a person. Governor Brewer replied with â€Å"I do not kn ow what an illegal immigrant looks like.† Considering she signed the law, it’s unfortunate and rather humorous that Brewer cannot state what reasonable suspicion consists of. This response was not thoughtful considering what the public is encountering in result of SB 1070. It appears that when Arizona SB 1070 was being considered, the economic reality of what the law results of, was not a thought that crossed Governor Brewer’s mind. Coupled with the other factors of SB 1070 is Arizona’s current money situation, which is the current budget deficit of more than $4.5 billion dollars. Maybe this wasn’t thought about, but there is a significant number of immigrants and Latinos who will be persuaded to leave the state because of this new law. Thus, the tax dollars, businesses, and purchasing power they will take with them. As in the article â€Å"Hispanic Families Flee† by Ed Pilkington, a disturbing pattern is discussed where once busy shopping centers are turning into ghost towns. One example is a Mexican restaurant in which proudly boasts, â€Å"Tacos Since 1975† which is unfortunately now stripped bare like the other local restaurants and stores. In the long run, Arizonans should take into consideration not only the potential costs of implementation and defending the state against lawsuits. Additionally, what needs to be reminded is the significant numbers of residents who are currently leaving the state and what consequences that brings. In the midst of all this controversy, let’s try not to forget the American dream. We are all immigrants from somewhere and shouldn’t blame undocumented immigrants for what ails America. We should instead, recognize those before us who took the leap of coming to America and thank their hard work, as well as what they risked to be here. Immigrants are human beings, simply wanting a better life and are not criminals. Instead of dividing the community with racism, which can eventually divide America, let’s focus on improving our country. Clearly, without immigrants the economy will take an additional downfall. In short, I hope a law that is fair will replace Arizona’s SB 1070.

Well Fargo

A. Brief abstract / overview of case study Abstract The purpose of this paper is to answer the following questions: How should Wells Fargo Position it self for the future? Should it strengthen its retail presence, grow internationally, or move into the void created by the disappearance of investment banks? Develop Projected Financial Statements that fully assess and evaluate the impact of the proposed strategy. How are the acquisitions / growth financed? Will debt be increased further, or ownership of WFC stock be diluted to raise the capital needed?The author will attempt to answer these questions using chart sand graphs as illustrations and supporting evidence Overview case The paper submitted will contain a proposed plan of action using primarily data from Morning start oshowa proposed acquisition for Wells Fargo. This acquisition will greatly increase the Wealth, Brokerage, & Retirement segment of Wells Fargo that has been underutilized and overlooked. This proposal will â€Å"m arry† the benefits of TDA meritrade with the Cross-selling strength of Wells Fargo.The primary purpose that TDA meritrade was selected was convenience. Although Charles Schwa band E *TRADE are competitors of TDA meritrade, but they were not selected for varying reasons. Charles Schwabhasa history of refusing overtures for take overs after his disappointing episode of being bought up by a large corporation many years ago. E*TRADE, whom some experts consider having a high erupt side than TDA meritrade, is not nearly as stable or financially sound.Given the current economic uncertainty and the authors’ penchant for avoiding risk, TDA meritrade is the best option available of the large independent retail brokerages. According to Zacks Equity Research, an interesting side note is â€Å"that Wells Capital Management, the wholly owned institutional asset management subsidiary of Wells Fargo Bank, N. A. , and part of Wells Fargo’s Asset Management Group† (Zacks Eq uity Research, 2011) already owns about 2. 58% of TDA meritrade. (Morningstar. com, 2012) How should Wells Fargo Position it self for the future?Wells Fargo can position it self for the future by capitalizing on its one-stop shopping format for all financial products. Already with one of the highest cross-selling ratios in the world at 5. 81 products per banking household†¦Ã¢â‚¬  this number can and should go higher in the not too distant future. (APAeditorial, 2009) B. Vision Statement To satisfy all of the customers’ financial needs, help them succeed financially, be known as one of America’s great companies and the number-one financial services provider in each market C.Mission Statement We want to satisfy all of our customers' financial needs, help them succeed financially, be the premier provider of financial services in every one of our markets, and be known as one of America's great companies. Wells Fargo is committed to strengthening the company and the c ommunities by proactively seeking minority, women, and disabled – owned suppliers, Wells Fargo strongly believe that Wells Fargo’s suppliers must reflect the diversity of team members, customers, and communities.Proactively seek to procure goods and services from minority, women, and disabled-owned businesses. Our Supplier Diversity team assists these businesses to access bid and contract opportunities through a combination of which is actively seek to establish relationships with diverse suppliers through business networking, electronic and print communications, and participation in supplier event nationwide. We encourage and assist suppliers to gain certification of their minority, women, or disabled- owned business status from independent local and national agencies.The Supplier Diversity team advises and guides diverse suppliers to prepare and position their businesses for maximum access to bid and contract opportunities. We actively communicate with minority, wome n, and disabled-owned suppliers, referring relevant Requests for Proposal and other potential business leads. Internally, the Supplier Diversity team works to ensure that diverse suppliers are represented and considered by Wells Fargo purchasing managers in all sourcing, contracting and procurement decisions. Wells Fargo SWOT * STRENGTH 1.Strong national presence and credible reputation (Strong brand) 2. Widely recognized as industry and market share leader (Industry leader) 3. Servicing for more than 25 million customers through over 6000 stores, the Internet, and other distribution channel across North America and elsewhere internationally (Worldwide service) 4. Values its people as its competitive advantage (Strong HR & management team) 5. Values and treats its customer as friends (Loyal customers) 6. Leading innovator in the use of internet and e-commerce (Online growth) 7.Strong balance sheet and the ability to steer through the pitfalls that plagued its competitors (Strong fin ancial position) * WEAKNESS 1. The Wachovia Bank subprime mortgage problems (Over leveraged financial position) 2. Overcommitted in credit swap (Over leveraged financial position) 3. The reduction of Wells Fargo’s debt rating two levels during January 2009 (Weak capital position) 4. Cut its dividend payment in a move to attempt to solidify its balance sheet (Diseconomies of scale) 5.Wells Fargo basically did no securities business after merger (Not diversified) 6. Too much focus on consumer/retail banking (Not diversified) 7. Weak International growth OPPORTUNITIES 1. Increasing its extensiveness through mergers and acquisitions with recently owned Wachovia or with other new bank (M&A opportunities) 2. Growth and success of combined Wachovia and Wells Fargo will be one of the great financial services company (National growth) 3. Move the large national bank with an international presence forward or expansion abroad (International growth) 4.The disappearance of investment bank ing and the Wells Fargo’s announcement to significantly expand its security business (Product & service diversification) 5. The use of internet banking and e-commerce (Online growth) Threats 1. Rising interest rates in US. 2. Basel II and compliance costs. 3. Consolidation in banking industry. 4. Competitive Matrix Profile. 5. Consolidation in the US banking industry. 6. Regulation on contingent commission. 7. Rising incident of online scam. 8. Meltdown in US Asset backed Securities market.

Harry Pace and Black Swan Records

Harry Pace and Black Swan Records Overview In 1921, entrepreneur Harry Herbert Pace established Pace Phonograph Corporation and the record label, Black Swan Records. As the first African-American owned record company, Black Swan was known for its ability to produce â€Å"race records.† And the company proudly stamped its slogan on every album cover â€Å"The Only Genuine Colored RecordsOthers are Only Passing for Colored.† Recording the likes of Ethel Waters, James P. Johnson, as well as Gus and Bud Aikens.   Achievements Published the first African-American illustrated journal, The Moon Illustrated Weekly. Established the first African-American owned record company, Pace Phonograph Corporation and sold recordings as Black Swan Records. Fast Facts Born: January 6, 1884 in Covington, Ga. Parents: Charles and Nancy Francis Pace Spouse: Ethelyne Bibb Death: July 19, 1943 in Chicago Harry Pace and the Birth of Black Swan Records   After graduating from Atlanta University, Pace moved to Memphis where he worked a variety of jobs in banking and insurance. By 1903, Pace   launched a printing business with his mentor, W.E.B. Du Bois. Within two years, the duo collaborated to publish the magazine The Moon Illustrated Weekly. Although the publication was short-lived, it allowed Pace a taste of entrepreneurship.   In 1912, Pace met musician W.C. Handy. The pair began writing songs together, relocated to New York City, and established the Pace and Handy Music Company. Pace and Handy published sheet music that was sold to white-owned record companies. Yet as the Harlem Renaissance picked up steam, Pace was inspired to expand his business. After ending his partnership with Handy, Pace establish the Pace Phonograph Corporation and the Black Swan Record Label in 1921. The company was named for performer Elizabeth Taylor Greenfield who was called â€Å"The Black Swan.† Famed composer William Grant Still was hired as the company’s musical director. Fletcher Henderson became Pace Phonograph’s bandleader and recording manager. Working out of the basement of Pace’s home, Black Swan Records played an important role making jazz and blues mainstream musical genres. Recording and marketing music specifically to African-American consumers, Black Swan recorded the likes of Mamie Smith, Ethel Waters and many others. In its first year of business, the company made an estimated $100,000. The following year, Pace purchased a building to house the business, hired regional district managers in cities throughout the United States and an estimated 1,000 salespeople. Soon after, Pace joined forces with white business owner John Fletcher to buy a pressing plant and recording studio. Yet Pace’s expansion was also the beginning of his downfall. As other record companies realized that African-American consumerism was powerful, they also began hiring African-American musicians.   By 1923, Pace had to close the doors of Black Swan. After losing to major recording companies that could record for lower prices and the arrival of radio broadcasting, Black Swan went from selling 7000 records to 3000 daily. Pace filed for bankruptcy, sold his pressing plant in Chicago and finally, he sold Black Swan   to Paramount Records.   Life After Black Swan Records   Although Pace was disappointed by the quick rise and fall of Black Swan Records, he was not deterred from being a businessman. Pace opened the Northeastern Life Insurance Company. Pace’s company went on to become one of the most prominent African-American owned businesses in the northern United States. Before his death in 1943, Pace graduated from law school and practiced as an attorney for several years.

Best Character Analysis Myrtle Wilson - The Great Gatsby

Best Character Analysis Myrtle Wilson - The Great Gatsby SAT / ACT Prep Online Guides and Tips In most books and movies, the â€Å"other woman† – the woman having an affair with a married man – is often painted as a villain. But what about in The Great Gatsby, a novel in which both married women (Myrtle Wilson and Daisy Buchanan) are having affairs? Especially given that one (Daisy) ends up killing the other (Myrtle), is Myrtle just a one-note â€Å"other woman,† or is there more to her? Myrtle’s role in the story isn’t as large as Daisy’s, Gatsby’s, or Tom’s. However, she is crucial to the plot of the story, and especially to its tragic conclusion. Find out more about Myrtle’s role in Gatsby in this guide! Article Roadmap Myrtleas a character Physical description Myrtle's history before the novel begins Actions in the novel Character Analysis Myrtle quotes Common discussion topics and essay ideas Quick Note on Our Citations Our citation format in this guide is (chapter.paragraph). We're using this system since there are many editions of Gatsby, so using page numbers would only work for students with our copy of the book. To find a quotation we cite via chapter and paragraph in your book, you can either eyeball it (Paragraph 1-50: beginning of chapter; 50-100: middle of chapter; 100-on: end of chapter), or use the search function if you're using an online or eReader version of the text. Myrtle Wilson's Physical Description Then I heard footsteps on thestairs and in a moment the thickish figure of a woman blocked out the light from the office door. She was in the middle thirties, and faintly stout, but she carried her surplus flesh sensuously as some women can. Her face, above a spotted dress of dark blue crepe-de-chine, contained no facet or gleam of beauty but there was an immediately perceptible vitality about her as if the nerves of her body were continually smouldering. She smiled slowly and walking through her husband as if he were a ghost shook hands with Tom, looking him flush in the eye. (2.15) Unlike Nick’s description of Daisy, which focuses on her voice, mannerisms, and charm, and unlike his description of Jordan, which focuses on her posture and athleticism, Nick’s description of Myrtle focuses almost entirely on her body itself. Perhaps this fits with her role as Tom’s mistress, but it also indicates Nick sees little in Myrtle in terms of intellect or personality. This description also speaks to the strong physical attraction between Tom and Myrtle that undergirds their affair. This attraction serves as a foil to the more deep-seated emotional attraction between Gatsby and Daisy, the novel’s central affair. Myrtle Before the Novel Begins We don’t know a ton about Myrtle Wilson’s background except what we can gather from the passing comments from other characters. For example, we get the sense Myrtleloved her husband when they got married, but has since been disappointed by his lack of cash and social status, and now feels stifled by her twelve-year marriage: "I married him because I thought he was a gentleman," she said finally. "I thought he knew something about breeding, but he wasn't fit to lick my shoe." "You were crazy about him for a while," said Catherine. "Crazy about him!" cried Myrtle incredulously. "Who said I was crazy about him? I never was any more crazy about him than I was about that man there." She pointed suddenly at me, and every one looked at me accusingly. I tried to show by my expression that I had played no part in her past. "The only crazy I was was when I married him. I knew right away I made a mistake. He borrowed somebody's best suit to get married in and never even told me about it, and the man came after it one day when he was out. She looked around to see who was listening: " 'Oh, is that your suit?' I said. 'This is the first I ever heard about it.' But I gave it to him and then I lay down and cried to beat the band all afternoon." "She really ought to get away from him," resumed Catherine to me. "They've been living over that garage for eleven years. And Tom's the first sweetie she ever had." (2.2-7) She begins her affair with Tom Buchanan after he sees her on the train and later presses against her in the station: I was going up to New York to see my sister and spend the night. He had on a dress suit and patent leather shoes and I couldn't keep my eyes off him but every time he looked at me I had to pretend to be looking at the advertisement over his head. When we came into the station he was next to me and his white shirt-front pressed against my armand so I told him I'd have to call a policeman, but he knew I lied. I was so excited that when I got into a taxi with him I didn't hardly know I wasn't getting into a subway train† (2.120). Myrtledesperately wants to come off as sophisticated and wealthy despite herhumble roots. Nick finds her efforts tacky and vulgar, and he spends a lot of time commenting on her clothes, mannerisms, and conversational style. She is oblivious about upper-class life: she tells her sister at one point Tom doesn’t divorce Daisy because Daisy is Catholic. This is a small inside joke on Fitzgerald's part - since Tom and Daisy are part of the community of uber-WASPy residents of East Egg, there's almost nochance that Daisy could be Catholic. That Myrtle thinks accepts Tom's lieshows that she is not a well-schooled as she thinks she is about the life and customs of the elite class she wants to be a part of. Still, before the novel begins, Tom has gotten comfortable showing Myrtlearound in popular restaurants and doesn’t hide the affair. Perhaps this causes Myrtle to misunderstand what she means to Tom: she doesn’t seem to realize she’s just one in a string of mistresses. To see Myrtle's life events alongside those of the other characters, check out our timeline of The Great Gatsby. Want to get better grades and test scores? We can help. PrepScholar Tutors is the world's best tutoring service. We combine world-class expert tutors with our proprietary teaching techniques. Our students have gotten A's on thousands of classes, perfect 5's on AP tests, and ludicrously high SAT Subject Test scores. Whether you need help with science, math, English, social science, or more, we've got you covered. Get better grades today with PrepScholar Tutors. Summary of Myrtle's Action in the Novel The idea of Myrtle Wilson is introduced in Chapter 1, when she callsthe Buchanans’ house to speak to Tom. We get our first look at Myrtle in Chapter 2, when Nick goes with Tom to George Wilson’s garage to meet her, and then to Myrtle’s apartment in Manhattan for a party.On that day, she buys a dog, has sex with Tom (with Nick in the next room), throws a party, and is fawned on by her friends, and then ends up with a broken nose when Tom punches her after she brings up Daisy. This doesn’t prevent her from continuing the affair. Later on, in Chapter 7, George starts to suspect she’s having an affair when he finds her dog’s leash in a drawer at the house. He locks her upstairs in their house, determined to move out west once he gets the money from the car sale he’s waiting on from Tom. Myrtle glimpses Tom, along with Nick and Jordan, as they drive up to Manhattan in Gatsby’s yellow car. Myrtle and George fight later that evening, and Myrtle manages to run out of the house after yelling at George to beat her and calling him a coward. Just then, she spots the yellow car heading back for Long Island. Thinking it’s Tom, she runs toward and then out in front of the car, waving her arms. But Daisy is driving the car, and she decides to run over Myrtle rather than get into a head-on collision with an oncoming car. She hits Myrtle, who dies instantly. Myrtle’s death emotionally and mentally devastates George, which prompts him to murder Gatsby (who he mistakes for both his wife’s killer and lover), and then kill himself. The death car. Key Myrtle Wilson Quotes Mrs. Wilson had changed her costume some time before and was now attired in an elaborate afternoon dress of cream colored chiffon, which gave out a continual rustle as she swept about the room. With the influence of the dress her personality had also undergone a change. The intense vitality that had been so remarkable in the garage was converted into impressive hauteur. Her laughter, her gestures, her assertions became more violently affected moment by moment and as she expanded the room grew smaller around her until she seemed to be revolving on a noisy, creaking pivot through the smoky air. (2.56) Here, we see Myrtle transformed from her more sensuous, physical persona into that of someone desperate to come off as richer than she actually is. Wielding power over her group of friends, she seems to revel in her own image. Unlike Gatsby, who projects an elaborately rich and worldly character, Myrtle’s persona is much more simplistic and transparent. (Notably Tom, who immediately sees Gatsby as a fake, doesn’t seem to mind Myrtle’s pretensions – perhaps because they are of no consequence to him, or any kind of a threat to his lifestyle.) "Daisy! Daisy! Daisy!" shouted Mrs. Wilson. "I'll say it whenever I want to! Daisy! Dai" Making a short deft movement Tom Buchanan broke her nose with his open hand. (2.125-126) Here we see Myrtle pushing her limits with Tom – and realizing that he is both violent and completely unwilling to be honest about his marriage. While both characters are willful, impulsive, and driven by their desires, Tom is violently asserting here that his needs are more important than Myrtle’s. After all, to Tom, Myrtle is just another mistress, and just as disposable as all the rest. Also, this injury foreshadows Myrtle’s death at the hands of Daisy, herself. While invoking Daisy’s name here causes Tom to hurt Myrtle, Myrtle’s actual encounter with Daisy later in the novel turns out to be deadly. "Beat me!" he heard her cry. "Throw me down and beat me, you dirty little coward!" (7.314) When George confronts his wife about her affair, Myrtle is furious and needles at her husband – already insecure since he’s been cheated on – by insinuating he’s weak and less of a man than Tom. Also, their fight centers around her body and its treatment, while Tom and Daisy fought earlier in the same chapter about their feelings. In this moment, we see that despite how dangerous and damaging Myrtle’s relationship with Tom is, she seems to be asking George to treat her in the same way that Tom has been doing. Myrtle's disturbing acceptance of her role as a just a body - a piece of meat, basically - foreshadows the gruesome physicality of her death. Michaelis and this man reached her first but when they had torn open her shirtwaist still damp with perspiration, they saw that her left breast was swinging loose like a flap and there was no need to listen for the heart beneath. The mouth was wide open and ripped at the corners as though she had choked a little in giving up the tremendous vitality she had stored so long. (7.317) Even in death, Myrtle’s physicality and vitality are emphasized. In fact, the image is pretty overtly sexual – notice how it’s Myrtle’s breast that’s torn open and swinging loose, and her mouth ripped open at the corners. This echoes Nick’s view of Myrtle as a woman and mistress, nothing more – even in death she’s objectified. This moment is also much more violent than her earlier broken nose. While that moment cemented Tom as abusive in the eyes of the reader, this one truly shows the damage that Tom and Daisy leave in their wake, and shapes the tragic tone of the rest of the novel. The graphic and bloody nature of Myrtle's death really sticks with you. Common Essay Topics/ Areas of Discussion You will most likelybe asked towrite about Myrtlein relation to other characters (especially Daisy), or in prompts that ask you to compare the â€Å"strivers† in the book (including also Gatsby, George Wilson) with the old money set (Tom, Daisy, Jordan). To learn how best to approach this kind of compare and contrast essay, read our article on common character pairings and how to analyze them. It’s less likely, but not impossible, that you will be assigned a Myrtle-specific essay. In either case, Myrtle’s most important chapters are 2 and 7, so close read those carefully. When writing about her, pay close attention to Myrtle’s interactions with other characters. And if you’re writing an essay that discusses Myrtle as someone trying to live out the American Dream, make sure to address her larger influences and motivations. We’ll take a look at some of these strategies in action below. Why Do Tom and Myrtle Get Together? What Do They See in Each Other? For readers new to Gatsby, Tom and Myrtle’s relationship can seem a bit odd. There is obvious physical chemistry, but it can be hard to see why the classist, misogynist Tom puts up with Myrtle - or why Myrtle accepts Tom's mistreatment. For Tom, the affair – just one in a string he’s had since his honeymoon – is about taking and being able to get whatever he wants. Having an affair is a show of power. Especially since he’s been taking her around popular restaurants in Manhattan (2.4), it’s clear he’s not exactly hiding the relationship – instead, he’s flaunting it. He’s so assured of his place in society as a wealthy man, that he’s free to engage in some risky and socially inappropriate behavior – because he knows no one can actually touch his wealth or social position. For Myrtle, the affair (her first) is about escape from her life with George, and a taste ofa world – Manhattan, money, nice things – she wouldn’t otherwise have access to. It’s clear from how Myrtle moves and speaks that she’s confident and self-assured, and assumes that her relationship with Tom is a permanent ticket into the world of the wealthy – not just a fleeting glimpse. The fact that Tom sees Myrtle as disposable but Myrtle hopes for more in their relationship is painfully apparent at the end of Chapter 2, when she insists on bringing up Daisy, and Tom responds by breaking Myrtle’s nose. But despite this nasty encounter, the two continue their relationship, suggesting that this kind of abuse is the norm for Tom’s affairs, and Myrtle is too eager to stay in the new world she’s found – or even believes that Tom will still leave Daisy for her – that she stays as well. By the end of the novel, Myrtle doesn't seem to have been completelymistaken about Tom's affection for her. After all, Tom says he that he â€Å"cried like a baby† (9.145) when he found dog food for the dog he's bought her in Myrtle’s apartment. Of course, since it's Tom, his grief is probablyself-pitying than selfless. Either way, their relationship is indicative of both their values: Myrtle's ambition and Tom’s callousness. What Does Myrtle’s Life (and Tragic Ending) Say About the American Dream? Myrtle, like George and Gatsby, was obviously not born into money, and instead is relying on her own wits to make it in 1920s America. In a manner quite similar to Gatsby’s, she consciously adopts a different persona to try and get access to a richer circle (while George seems to be the only one relying on honest work – his shop – and honest relationships, through his loyalty to Myrtle, to improve his lot in life). But Myrtle aims too high, and ends up killed when she mistakes Gatsby’s yellow car for Tom’s, and runs out in the road assuming the car will stop for her. In the same way that Gatsby overestimates his value to Daisy, Myrtleoverestimates her value to Tom. Even if Tom had been driving the car, and even if he had stopped for her, he would never have whisked her away from George, divorced Daisy, and married her. Furthermore, the fact she assumed the garish yellow car was Tom’s shows how little she understands the stiff, old money world Tom comes from. Myrtle’s complete misunderstanding of Tom, as well as her violent death, fit the overall cynical message in the book that the American Dream is a false promise to those born outside of the wealthy class in America. As hard as anyone tries, they don’t stand a chance of competing with those in America born into the old money class. They will never understand the strange internal rules that govern the old money set, and will never stand a chance of being their equal. How Does Myrtle's Home Reflect Her Character, Attitudes, Beliefs, and Values? This is a prompt that you can obviously use for any of the characters, but it’s especially interesting in Myrtle’s case, since she has two residences: the house above the auto shop that George owns, and the apartment that Tom Buchanan rents for her in the city. Myrtle'shome with George is a dark, hopelessimage of working class life in America: it's an apartment above a baregarage, nestled in the dreadful Valley of Ashes. George is utterly mired in this home, even coated with a thin layer of ash from the factories outside. In contrast, Myrtle is vivacious and free of the ash, which gives her a layer of separation from her actual home. Myrtle’s apartment with Tom is overstuffed and gaudy, and she seems much happier and more at home there. The mix of high-brow pretension in the decor with her low-brow entertainment speaks to how Myrtle values the appearance of wealth and sophistication, but doesn’t actually understand what upper-class taste looks like the way Tom and Daisy Buchanan do. So while the Wilson’s garage is a testament to the struggle of the working class in American in the 1920s, Myrtle and Tom’s apartment is a physical representation of the airs Myrtle puts on and the appearances of wealth she values. Myrtle's taste in decor overlaps quite a bit with King Louis XIV's. Why Exactly Does Myrtle Run Into the Road? One of the novel’s most important events is also one that can be confusing for students: namely, Myrtle’s death at the end ofChapter 7. How exactly does she end up in the road? What does it have to do with her strange encounter with Tom, Nick, and Jordan in the garage earlier in the day? The incident is confusing because we come at it from many narrative angles: Setup from Nick's point of view Michaelis’s inquest testimony about the accident Nick'sdescription of the accident sceneright after Myrtle's death Gatsby's explanation of the accident to Nick after the fact Additional information from Michaelis in Chapter 8 about George’s actions both before and after Myrtle’s death A final revelatory confession from Tom about his role in George's violence in Chapter 9 Piecing together these three takes on the incident, this is what happens, in order: Before the accident, George has begun to suspect Myrtle's affair. George locks Myrtle up above the garage, saying "She’s going to stay there till the day after to-morrow, and then we’re going to move away† (7.3). Michaelis, uncomfortable, finds an excuse to leave. Tom, Jordan, and Nick driveup to the gas station in the yellow car. Tom brags that the car is his. Myrtle looks downstairs and concludes two things: first, that Jordan is Tom’s wife, and second, that Tom owns the yellow car. Later that evening, Myrtle fights with George about being locked up. We don’t see much of this fight. All we know is that she cries â€Å"throw me down and beat me!† (7.314) to George. Meanwhile, Gatsby and Daisy are driving back from Manhattan to East Egg after the Plaza Hotel showdown. Myrtle runs outside. Outside, Myrtle sees the yellow car and assumes it’s Tom on his way back to Long Island. Myrtle runs out to the car, waving her arms, likely because she thinks Tom will stop for her and rescue her from George. At the same time, another car is driving in the opposite direction towards Manhattan. When Daisy sees Myrtle in the road, she has to make a quick decision: either run over Myrtle, or swerve into the oncoming car to avoid Myrtle. Daisy first drives toward the oncoming car, but at the last second, turns back into her own lane and hits and kills Myrtle instead. What’s Next? Still a bit confused about the climax of the novel? Get a detailed recap of Chapters 7,8and 9 to understand exactly how the three deaths play out. Learn more about Myrtle’s marriage and her relationship with Tom over at our post about love and relationships. Still a bit confused about the old money/new money/working class themes? Read about social class in the novel in our post on the role of social classes in this novel. Want to improve your SAT score by 160 points or your ACT score by 4 points?We've written a guide for each test about the top 5 strategies you must be using to have a shot at improving your score. Download it for free now:

English essay Example | Topics and Well Written Essays - 1000 words

English - Essay Example This indicates that the value on nutrition is very high, thus, influencing the trend of the consumer’s choice of diet (Hoyer & Macinnis, 2008). Humans have a tendency to pursue what is pleasurable for them and to avoid things that can be painful or upsetting (Mooij, 2004). This is the hedonistic nature of man that governs his behaviors and actions, and influences his decisions. This greatly influences that buying behavior of man, which when studied and analyzed can be helpful for understanding the trends that will be beneficial in creating new products or improving current products. This indicates that hedonism is influential in the choice of purchases of a consumer. This signifies that consumers tend to be attracted to those products that they consider pleasurable or beneficial for their wellbeing. It is then, important to consider giving the consumers what they need in fulfilling this value. Having the nutritional value of the food the restaurant serves implies value for the consumer’s needs. Whether the dish is nutritious or not, it allows the consumer to understand and to know what they eat, and the implications of what they are eating. With this, consumers feel that their needs and wants are served, and that their choices are important for the management of the restaurant. Giving out the nutritional value does not necessarily mean that the restaurant needs to indicate this in the menu. What is important is that there is nutritional value on the dishes within the restaurants that the customers will be able to notice. There is awareness that there is such information within their grasps and it will be their choice whether or not to check it. This will allow the restaurant to minimize loses, when the customer chooses not to order say a high-priced item which has more calories than usual but satisfies his craving for sweets because of the information